Tariffs—taxes imposed on imported goods—are designed to protect domestic industries, but they can have ripple effects across your business, including your insurance premiums. Here’s how:
Expanding your manufacturing, importing, or retail business into the United States provides tremendous opportunities, but it also introduces new risks and regulatory requirements. At Hako Risk and Insurance, we specialize in helping manufacturers, importers, and retailers navigate the complexities of U.S. insurance and risk management, ensuring your entry into the American market is both secure and compliant.
Logging isn’t just a job — it’s a trade, a tradition, and for many families, a way of life. From the steady whine of a saw to the smell of fresh-cut rounds piled high, logging takes grit, skill, and an understanding that nature doesn’t always play fair. Whether you’re a feller working deep in the backcountry, a mastication crew clearing dense fuel loads, or a mill operator turning raw logs into lumber, you know the risks can be as big as the trees you work with. One accident, one fire, one equipment breakdown — and the entire operation could be at risk.
If you work in construction or the tech industry, you’ve probably noticed a major trend — data centers are going up faster than ever before. Everywhere you look, businesses are racing to build facilities that can handle the enormous amount of information we create and store every day. AI, cloud computing, streaming, cybersecurity, remote work, and e-commerce are all fueling this wave of demand.
Securing the right commercial insurance for your senior care facility—whether you manage a nursing home, assisted living center, or memory care community—is absolutely crucial for business owners in Oregon, Arizona, Washington, California, Colorado, and Nevada. Each state has its own regulations and risk environment, but the challenges faced by healthcare businesses remain similar throughout the region. From property safety and professional liability to evolving employment risks and cyber exposures, finding a specialized insurance broker who serves multiple western states provides you a competitive edge in coverage and compliance.
Insurance carriers will offer Cyber Insurance based on various factors. Payroll, Gross Revenue, and the type of business will impact which carrier will offer coverage. The final step to obtain Cyber coverage is to make sure your business has good Cyber Security practices. If you want to make sure you get the best possible rate […]
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Home framers have one of the most dangerous but important jobs when you’re constructing a house. Without a frame, you don’t have a structure for your walls, floors, wiring, and roofing. However, when your employees are framing, they have to stand on high ladders, work on areas without much support, and use dangerous machinery. Because […]
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Your business insurance may provide the lifeline that your business needs to survive and/or thrive. At Hako Risk, we specialize in providing some of the best insurance management services in the Southwest. If you are a business owner looking for a custom insurance plan to meet your needs, Hako Risk & Insurance has you covered! […]
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Having the right insurance can make sure that your business is protected from the right things. At Halo Risk, we specialize in creating and providing customized insurance plans to protect your business and mitigate risk. If you are looking for insurance management services, you’ve come to the right place. Here are four things to look […]
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