Builders Risk Insurance ($5M–$120M Construction Value)

Protect Your Project from Groundbreaking to Completion

Builders Risk Insurance covers materials, equipment, and structures under construction—safeguarding investments on projects valued from $5M to $120M.

Specialized Coverage for High-Value Construction Projects

At Hako Risk & Insurance, we provide builders risk insurance for large-scale construction projects ranging from $5 million to $120 million in value. This essential policy protects buildings under construction, as well as materials, equipment, and supplies on-site, in transit, or temporarily stored off-site. Builders risk coverage helps safeguard your investment from losses caused by fire, theft, vandalism, and certain weather-related events.


We work with general contractors, developers, and project owners to design policies that meet contract requirements, lender obligations, and timelines. Builders risk coverage is often paired with general liability, commercial auto, and workers’ compensation to create a complete protection plan from groundbreaking to completion. With decades of construction insurance experience and access to top-rated carriers, Hako delivers the risk management support you need to keep your project on track.

Our Core Business Coverages

From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.

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Property Coverage

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Employee Benefits

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Builders Risk Insurance

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Property

Coverage

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Builders Risk

Insurance

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Flood Insurance

(All States)

Umbrella Insurance

Umbrella

Insurance

Cyber Liability Insurance C

Cyber Liability

Insurance

employee stock ownership plan

ESOP

Insurance

Professional Liability Insurance

Professional Liability

Insurance

Management Liability Insurance

Management Liability

Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.