⛉ Business Coverages

Business Insurance Coverage Designed for Your Industry

Explore our core commercial insurance coverages—built to safeguard your operations, employees, assets, and reputation.

Smart Protection for Business Owners

At Hako Risk & Insurance, we offer a full range of business insurance coverages to help protect every part of your operation. From essential policies like general liability and property coverage to specialized solutions such as cyber liability and workers’ compensation, we help you build a protection plan tailored to your industry and exposures.

Whether you're a contractor in construction, a provider in social services, or a manufacturer, our advisors work closely with you to identify coverage gaps and recommend insurance options that align with your operations, risk tolerance, and budget. With access to top-rated carriers and over 40 years of experience, Hako is your partner in building a stronger, more resilient business.

Our Core Business Coverages

From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.

General Liability

Insurance

Workers

Compensation

Commercial Auto

Insurance

Property

Coverage

Builders Risk

Insurance

Flood Insurance

(All States)

Umbrella

Insurance

Cyber Liability

Insurance

ESOP

Insurance

Professional Liability

Insurance

Management Liability

Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.