⛉ Commercial Insurance
Commercial Insurance to Protect Your Business
Get expert-backed coverage that adapts with your business—minimizing risk while maximizing peace of mind.
Tailored Protection for Every Business
At Hako Risk & Insurance, we provide tailored commercial insurance solutions that protect what matters most—your people, your property, and your profits. Whether you're a small business or a large-scale operation, our experienced team works to identify coverage gaps and craft comprehensive plans that safeguard your assets from financial loss.
Our coverage includes essential options like general liability, commercial property insurance, workers’ compensation, commercial auto insurance, and umbrella insurance. We also offer industry-specific solutions for construction, social services, fuel dealers, wineries, and more.
With over 40 years of experience, access to top-rated carriers, and a client-first approach, Hako Risk helps businesses stay protected and prepared.
Business Insurance Solutions
Hako Risk & Insurance provides businesses with customized insurance programs and services to help mitigate risk and protect against losses. We insure many types of companies and organizations—from main-street businesses to construction firms, social service organizations, building maintenance providers, propane and fuel dealers, and farms and agricultural operations. Our experience and expertise enable us to provide products tailored to respond to your unique exposures, no matter how complex they may be.
We work with top-tier, industry-leading
insurance carriers that give us access to specialized coverages and programs designed to address liability and property risks that threaten the success of a business. We will review your existing program, assess your operation inside and out—including the
products and services you provide, your staff and any use of contractors or subcontractors, third-party contracts, and emerging trends—to put together an insurance plan that works for your business.
Commercial Lines Coverages
We offer a wide selection of business insurance products, including the following:
- Commercial Property
- Business Interruption & Extra Expense
- Equipment Breakdown
- Inland Marine
- Builder’s Risk
- Commercial General Liability
- Umbrella/Excess Liability
- Automobile Liability & Physical Damage
- Pollution Liability
- Product Liability & Product Recall
- Directors & Officers Liability
- Employment Practices Liability Insurance
- Cyber Liability
- Professional Liability
- Crime/Fidelity
- Workers’ Compensation
Receive Help From Experienced Insurance Brokers
The commercial insurance brokers at Hako Risk & Insurance have the experience and expertise to help you navigate the complex world of business insurance. We will work with you to assess your risks and exposures and find the right coverage for your needs. Many insurance brokers don’t have the knowledge or understanding of commercial insurance to provide a tailored solution.
The last thing you want to worry about as a business owner is whether or not you have the right insurance in place. Let us help you put your mind at ease so you can focus on running your business.
Get Customized Coverage
No two businesses are alike, so why should their insurance policies be the same? At Hako Risk, we understand that each business has unique risks and exposures. We will work with you to create a customized insurance program that meets the specific needs of your business.
Access to Specialized Coverages
Hako Risk has access to specialized coverages and programs that are designed to address the unique risks faced by businesses. Whether you need property insurance, liability insurance, or product liability insurance, we can help.
We Don't Leave Anything to Chance
When it comes to your business, we don’t take any chances. We will thoroughly review your existing insurance program and assess your risks inside and out. This way, we can make sure that you have the coverage you need to protect your business from any potential losses.
Explore Our Coverage Options
From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.
Business Coverages
Core protection plans for businesses of all sizes—designed to safeguard your people, property, and operations.
Specialty Industry Coverages
Industry-specific insurance solutions tailored to the unique risks of high-exposure sectors.
Our Services
We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:
Reliable bonding services to support your contractual and legal requirements.
Protect What You've Built
Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.
