⛉ Forestry, Timber & Logging Insurance
Protect Your Operation in the Most Demanding Environments
Forestry, Timber & Logging Insurance covers heavy equipment, environmental liability, and high-risk job sites—keeping your business rooted and resilient.
Coverage Built for Rugged Terrain & Real-World Risk
At Hako Risk & Insurance, we use our experience to deliver value in the insurance products and services we provide to our construction clients. We insure all types of businesses in the Forestry and Timber Industry. No matter how small or large your business is, we can provide you with the insurance and risk management program you require. We work with business owners all over the country including but not limited to Alaska, Arizona, California, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Texas, Utah, Washington, Wyoming.
Hako Risk can help you make the best use of your insurance expenses by helping you understand coverage and determining what aspects of that coverage are most advantageous for your business. Likewise, with an attentive eye on insurance policies and endorsements, we can be certain that you’re not overpaying for insurance or worse, not carrying the coverage you need. With direct access to several markets that cater to loggers, log haulers, timber fellers, forestry services and more, you know you are getting the best insurance options as well as competitive pricing.
Insurance Expertise
A contract review can reveal coverage gaps and unnecessary risks. Many in the forestry industry assume that their general liability policy will cover them for any mishaps on the job site, but this isn’t always the case. In fact, many policies have exclusive clauses and endorsement statements that limit coverage to certain types of risks. Hako Risk can fill in these gaps.

Our experts can go through your insurance policies with a fine-toothed comb to make sure you have the coverage you need. With Hako Risk insurance management services, you can decide which insurances you are missing and where you may be liable as a result. We then get you the coverage you need so that your business can operate without worry.
Our Forestry & Timber insurance program can access several carriers and offer robust coverages.
COMMERCIAL AUTOMOBILE
Including log and chip trucks and trailers, pickup and service trucks, dump and gravel trucks if owned by loggers or log-road builders; water and fuel trucks used for the insured’s own equipment, crew buses, vans, and crummies. Our program can cover most Commercial Auto Symbols including Hired, Non-Owned; and Broadening Endorsements including Additional Insured, Waiver of Subrogation, and Primary Non-Contributory.
EQUIPMENT
Coverage for skidders, loaders, feller bunchers both tracked and wheeled, processors, mastication and mulching machines, delimbers, yarders, chippers, dozers, graders, and other specialized equipment used in the harvesting, thinning, and processing of timber.
LOGGERS BROAD FORM
Offered as an endorsement to our General Liability policy and includes limits of $1 million each occurrence and $2 million aggregate without sub-limits. Coverage includes:
- Fire suppression expenses
- Property damage to others’ timberland
- Property damage while loading/unloading
- Timber trespass or overcut
An Insurance Program for the Forestry & Timber Industry
Our Forestry and Timber program offers a wide range of coverages including Commercial Auto, Workers Compensation, Loggers Broad Form, Equipment, and Bonds. We also offer indispensable Human Resource Support. We’re here to help you stay up-to-date with compliance, create workplace policies, and tackle other important matters.
Working with Hako Risk means you’ll continue to work with your agent and their service team even after your policy is issued. With over 38 years of experience in the commercial insurance industry, you can trust us to handle your insurance needs, allowing you to focus on what matters most.

Getting started with Hako Risk is simple. We’ll review your current policies and coverage needs to see if you qualify for our program. Once you hire us, we’ll handle everything from marketing to our program insurance carriers.
Your Full-Service Agency
We’re more than just an insurance provider. We’re a partner in your business success. From loggers and logging contractors to reforestation contractors and timber management companies, we can support a diverse range of businesses in the forestry and timber industry.
Interested in learning more? Contact our program manager, Kraig Sturgill, at
ksturgill@hakorisk.com or
forestryandtimber@hakorisk.com. You can also reach us at
602-552-4248 or
503-547-5558.
Let Hako Risk & Insurance help your business grow. We’re looking forward to working with you!
We can cover your wide-ranging risks by providing you with the following insurance coverages:
- General Liability
- Loggers Broad Form
- Business Interruption
- Commercial Auto
- Umbrella & Excess Liability Insurance
- Workers Compensation
- Pollution Liability
- Professional Liability
- Crime and Employee Dishonesty
- Management Liability
- Cyber
- Installation Floaters
- Contractors Tools & Equipment Floaters
- Workers’ Compensation
- Employment Practices Liability Insurance
- Surety & Bonds
- Property
Hako Risk & Insurance works with some of the most respected and competitive insurance companies that specialize in construction insurance. Whether you’re a veteran in the industry or you’re just now breaking ground, our company has the expertise and solutions to help you compete and accelerate your growth.
Industries We Insure
Explore a wide range of specialty insurance options, each designed to give your business the protection it actually needs—not just generic coverage.
Our Services
We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:
Reliable bonding services to support your contractual and legal requirements.
Protect What You've Built
Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.
