General Liability Insurance

Protect Your Business from the Unexpected

General liability coverage is the foundation of a solid risk management strategy—defending your business from everyday legal and financial threats.

Coverage Every Business Needs, No Matter the Industry

General liability insurance is one of the most important protections your business can have. At Hako Risk & Insurance, we help companies secure comprehensive coverage that protects against third-party claims of bodily injury, property damage, and personal injury. Whether a customer slips and falls on your premises or your team accidentally damages a client’s property, general liability coverage helps pay for legal defense, settlements, and medical expenses.


We work with businesses of all sizes and across industries—including construction, social services, manufacturing, and moving companies—to structure coverage that fits your operations. Combined with other essential policies like workers’ compensation, commercial auto, and umbrella insurance, general liability insurance is a foundational part of protecting your business from costly claims.

Our Core Business Coverages

From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.

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General Liability

Insurance

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Workers

Compensation

Commercial Auto

Insurance

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Property

Coverage

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Builders Risk

Insurance

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Flood Insurance

(All States)

Umbrella Insurance

Umbrella

Insurance

Cyber Liability Insurance C

Cyber Liability

Insurance

employee stock ownership plan

ESOP

Insurance

Professional Liability Insurance

Professional Liability

Insurance

Management Liability Insurance

Management Liability

Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.