⛉ General Liability Insurance
Protect Your Business from the Unexpected
General liability coverage is the foundation of a solid risk management strategy—defending your business from everyday legal and financial threats.
Coverage Every Business Needs, No Matter the Industry
General liability insurance is one of the most important protections your business can have. At Hako Risk & Insurance, we help companies secure comprehensive coverage that protects against third-party claims of bodily injury, property damage, and personal injury. Whether a customer slips and falls on your premises or your team accidentally damages a client’s property, general liability coverage helps pay for legal defense, settlements, and medical expenses.
We work with businesses of all sizes and across industries—including construction, social services, and manufacturing —to structure coverage that fits your operations. Combined with other essential policies like workers’ compensation, commercial auto, and umbrella insurance, general liability insurance is a foundational part of protecting your business from costly claims.
General liability insurance is a critical coverage for your business. At Hako Risk & Insurance, we go beyond standard general liability insurance. As a leading commercial insurance agency and risk management partner, we specialize in designing customized insurance solutions that address your business’s unique exposures and contractual requirements—especially for construction, manufacturing, social services, and other high-risk industries.
Our 35+ years of experience means we don’t just sell policies—we perform a comprehensive, 360-degree risk analysis of your operations, contracts, and third-party agreements. We meticulously review every clause, exclusion, and endorsement to ensure your coverage meets all contractual obligations and closes potential gaps that could put your business at risk. This includes a detailed insurance coverage review and contractual risk analysis, so you can operate with confidence and compliance.
Our Core Business Coverages
From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.
Our Services
We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:
Reliable bonding services to support your contractual and legal requirements.
Protect What You've Built
Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.
