Property Coverage

Protect the Physical Foundation of Your Business

Property Coverage insures your buildings, equipment, inventory, and more against fire, theft, vandalism, and natural disasters—keeping your business assets secure.

Safeguard What You’ve Built, Inside & Out

Your property is one of your business’s most valuable assets—and it deserves the right protection. At Hako Risk & Insurance, we offer commercial property insurance designed to cover your buildings, equipment, inventory, and business personal property against losses from fire, theft, vandalism, storms, and more. Whether you own your space or lease it, we tailor your coverage based on location, industry, and potential risks.


Property coverage is often combined with other key policies like general liability, workers’ compensation, and business interruption to create a full protection plan. We serve a wide range of industries—from manufacturing and construction to wineries and social services. With decades of experience and access to top-rated carriers, Hako helps you recover quickly and keep your operations running smoothly.

Our Core Business Coverages

From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.

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General Liability

Insurance

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Workers

Compensation

Commercial Auto

Insurance

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Property

Coverage

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Builders Risk

Insurance

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Flood Insurance

(All States)

Umbrella Insurance

Umbrella

Insurance

Cyber Liability Insurance C

Cyber Liability

Insurance

employee stock ownership plan

ESOP

Insurance

Professional Liability Insurance

Professional Liability

Insurance

Management Liability Insurance

Management Liability

Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.