Contractual Risk Management

Contractual Risk Management Services to Protect and Strengthen Your Business

Our Risk Management services help you identify exposures, implement controls, and reduce losses—protecting your people, assets, and long-term profitability.

Proactive Risk Management for Long-Term Business Protection

At Hako Risk & Insurance, we believe that strong insurance starts with smarter prevention. Our risk management services help businesses identify exposures, reduce liability, and put strategies in place before problems arise. We offer hands-on support through safety assessments, loss control consulting, compliance reviews, claims analysis, and employee training—tailored to your industry and operations.


We support a wide range of sectors, including construction, manufacturing, social services, moving companies, and apartment buildings. Our team also helps ensure your business is adequately protected with layered coverage including workers’ compensation, general liability, and umbrella insurance. With over 40 years of experience and top-tier carrier partnerships, Hako helps you build a more resilient business from the inside out.

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.