⛉ Winery & Vineyard Insurance

Preserve What You Pour Your Passion Into

Our Winery & Vineyard Insurance protects your harvest, production, and property—so one storm, fire, or equipment failure doesn’t take down your entire season.

Crafted Coverage for the Business Behind Every Bottle

Wineries and vineyards face a unique blend of agricultural, production, and hospitality risks—and they require coverage that protects every step from vine to bottle. At Hako Risk & Insurance, we offer winery and vineyard insurance tailored to the needs of wine producers, growers, and tasting room operators. Our policies can include property coverage, general liability, crop coverage, commercial auto, workers’ compensation, and flood insurance.


We understand the seasonal demands, regulatory compliance issues, and production risks that wineries face—whether you're running a boutique operation or a high-volume estate. Our team helps you create a comprehensive risk management plan that covers your facilities, events, inventory, and employees. Hako brings decades of industry knowledge and top-rated carrier access to help ensure your winery is protected through every season and every harvest.

Winery & Vineyard exposures that we can help you with…

Liquor Liability – Retail sales, tours, and other events where wine is sold directly to the consumer.


Inland Marine – Includes farming equipment such as harvesters. Records include inventory, quality control, proprietary formulas, purchases, and sales information.


Property – Buildings, Business Personal Property


Business Income – exposures may be high due to the use of specialized machinery and equipment that may be difficult to repair or replace quickly.


Industries We Insure

Explore a wide range of specialty insurance options, each designed to give your business the protection it actually needs—not just generic coverage.

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Roofing Contractor Insurance

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Cell Tower Contractors Insurance

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Forestry, Timber & Logging Insurance

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Winery & Vineyard Insurance

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Farm, Agriculture, Dairy Insurance

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Concrete Contractors Insurance

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Stucco Contractors Insurance

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Drywall Contractors Insurance

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Apartment Building Insurance (5+ Units)

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Internet Retailers Insurance ($150MM+ Sales)

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Propane & Fuel Dealers Insurance

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Social Services Insurance

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Crane & Rigging Insurance

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Manufacturing Insurance

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Construction Insurance

Painting Contractors Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.