Workers Compensation

Protect Your Team & Your Business

Workers Compensation Insurance provides wage and medical benefits to employees injured on the job, while shielding your business from costly legal exposure.

Stay Compliant, Support Recovery, & Minimize Downtime

Workers’ compensation insurance is essential for protecting both your employees and your business. At Hako Risk & Insurance, we help companies secure coverage that pays for medical expenses, lost wages, and rehabilitation if an employee is injured or becomes ill on the job. Whether you run a construction business, manufacturing facility, moving company, or social service organization, we tailor workers’ comp policies to meet your industry’s requirements and risk profile.


Our team also helps businesses coordinate their workers’ comp with other essential policies like general liability, commercial auto insurance, and umbrella insurance, ensuring full protection with no gaps in coverage. With access to top-rated carriers and decades of experience, Hako helps keep your workforce safe—and your business legally compliant.

Our Core Business Coverages

From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.

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General Liability

Insurance

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Workers

Compensation

Commercial Auto

Insurance

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Property

Coverage

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Builders Risk

Insurance

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Flood Insurance

(All States)

Umbrella Insurance

Umbrella

Insurance

Cyber Liability Insurance C

Cyber Liability

Insurance

employee stock ownership plan

ESOP

Insurance

Professional Liability Insurance

Professional Liability

Insurance

Management Liability Insurance

Management Liability

Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.