⛉ Flood Insurance (All States)
Nationwide Flood Protection for Your Property & Assets
Flood Insurance covers damage from rising waters, helping businesses in all 50 states recover quickly after storms, hurricanes, or unexpected flooding events.
Don’t Wait for the Water to Rise—Be Prepared Today
Flooding can cause devastating damage—and most standard property policies don’t cover it. At Hako Risk & Insurance, we offer standalone flood insurance to protect your business or investment property from costly water-related losses caused by storms, heavy rainfall, hurricanes, or overflowing bodies of water. Whether you're located in a designated flood zone or simply want to minimize risk, our team helps assess your exposure and secure the right level of coverage.
We serve a wide range of industries—from manufacturing and wineries to property owners managing large residential portfolios. Flood coverage can be paired with commercial property insurance, builders risk, or risk management consulting to create a more resilient protection plan. With access to NFIP and private flood markets, Hako delivers tailored flood insurance backed by expert guidance.
Our Core Business Coverages
From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.
Our Services
We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:
Reliable bonding services to support your contractual and legal requirements.
Protect What You've Built
Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.




