Flood Insurance (All States)

Nationwide Flood Protection for Your Property & Assets

Flood Insurance covers damage from rising waters, helping businesses in all 50 states recover quickly after storms, hurricanes, or unexpected flooding events.

Don’t Wait for the Water to Rise—Be Prepared Today

Flooding can cause devastating damage—and most standard property policies don’t cover it. At Hako Risk & Insurance, we offer standalone flood insurance to protect your business or investment property from costly water-related losses caused by storms, heavy rainfall, hurricanes, or overflowing bodies of water. Whether you're located in a designated flood zone or simply want to minimize risk, our team helps assess your exposure and secure the right level of coverage.


We serve a wide range of industries—from manufacturing and wineries to property owners managing large residential portfolios. Flood coverage can be paired with commercial property insurance, builders risk, or risk management consulting to create a more resilient protection plan. With access to NFIP and private flood markets, Hako delivers tailored flood insurance backed by expert guidance.

Our Core Business Coverages

From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.

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General Liability

Insurance

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Workers

Compensation

Commercial Auto

Insurance

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Property

Coverage

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Builders Risk

Insurance

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Flood Insurance

(All States)

Umbrella Insurance

Umbrella

Insurance

Cyber Liability Insurance C

Cyber Liability

Insurance

employee stock ownership plan

ESOP

Insurance

Professional Liability Insurance

Professional Liability

Insurance

Management Liability Insurance

Management Liability

Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.