⛉ Trade Credit Insurance

Protect Your Business with Trade Credit Insurance

Hako Risk can place Trade Credit Insurance for business owners who want to confidently protect their accounts receivable from bankruptcy and slow pay. This coverage ensures that if goods or services are delivered to a customer and payment is not made—either due to insolvency or significant delay—your business is protected.

Practical Protection for Growing Businesses

  • Trade Credit Insurance can be structured for your company's unique needs, whether protecting your entire receivables portfolio or focusing on your largest, most critical customers.
  • The coverage is triggered only if goods or services have been supplied, received, and no payment is made, so only real, unpaid sales are insured—never hypothetical exposure.
GENERAL LIABILITY
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General Liability Insurance

The Hako Risk Advantage

Hako Risk navigates the global insurance market to secure the optimum trade credit policy for your business, leveraging carrier relationships and detailed industry knowledge.

Receive expert guidance at every stage, from initial assessment and application to policy structuring and ongoing program management.

Hako Risk ensures your policy enhances working capital by maximizing the value of your receivables for lenders and minimizing the need for bad debt reserves.

Seamless Claims and Service

  • If a buyer fails to pay after confirmed delivery, Hako Risk coordinates the claim process with your insurer, streamlining documentation requirements and overseeing timely settlement, often within 60 days of claim approval.
  • Receive continual updates on customer risk, with proactive advice to avoid foreseeable bad debts before they happen.

Tailored for High-Value Companies

  • Ideal for companies experiencing rapid growth, key customer concentrations, or expanding into new markets—domestic or international.
  • Especially well-suited for CFOs, Controllers, and business owners who demand strategic control over receivables risk and value operational efficiency.

Why Trust Hako Risk for Trade Credit Insurance?

Hako Risk is your advocate and advisor through the full credit insurance process, ensuring your coverage is tailored, your service is personal, and your receivable risks are managed with best-in-class solutions. Let Hako Risk turn your accounts receivable into a powerful asset—secure, financeable, and growth-ready.

Our Core Business Coverages

From essential business policies to specialized industry protection, we offer tailored insurance solutions to meet your unique risks.

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General Liability

Insurance

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Workers

Compensation

Commercial Auto

Insurance

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Property

Coverage

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Builders Risk

Insurance

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Flood Insurance

(All States)

Umbrella Insurance

Umbrella

Insurance

Cyber Liability Insurance C

Cyber Liability

Insurance

employee stock ownership plan

ESOP

Insurance

Professional Liability Insurance

Professional Liability

Insurance

Management Liability Insurance

Management Liability

Insurance

Trade Credit Insurance

Trade Credit

Insurance

Our Services

We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:

Commercial Insurance

Contractual Risk Management

Reliable bonding services to support your contractual and legal requirements.

Bonds

Employee Benefits

Protect What You've Built

Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.